How to make money on stocks in 2025 – available methods

How to make money on stocks in 2025 is a question that has sharply arisen after a series of market fluctuations, geopolitical shifts, and interest in private capital. Investors have massively shifted from passive waiting to active analysis. They prefer instruments where risks can be accurately measured and profitability forecasted. Investing in securities has proven its stability: by the end of 2024, the S&P 500 index gained 24.6%, Nasdaq – 43%, and some sectors – over 70%.

Brokerage account and first steps

The minimum entry barrier remains a key advantage. It is enough to open a brokerage account – most platforms require no more than 5 minutes and 0 rubles to start. The Russian market allows the use of an individual investment account (IIA), providing a tax deduction of up to 52,000 rubles per year or exemption from personal income tax when selling. Making money on stocks means starting with the formalization of an instrument that provides access to the entire stock market.

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Services like Tinkoff Investments, BCS, VTB My Investments, Alfa allow investing from a phone, including automatic stock selections for beginners.

How to make money on stocks in 2025

The basis of income is formed by the strategy. Investing in stocks requires a choice: a speculative approach or long-term holding. Success is possible under three conditions: systematic analysis of the stock portfolio, discipline, and accurate assessment of the time horizon.

The largest funds, such as ARK Innovation ETF and iShares MSCI World, have updated structures in favor of technological and energy-saving companies. In 2024, ARK’s return was 58.2%. Making money on stocks in 2025 means utilizing the potential of global funds and flexibly selecting positions based on the macroeconomic context.

Specific methods: from trading to dividends

Ways to make money on stocks are divided into two poles – fast and long-term. Trading provides potential short-term profits but requires attention and understanding of charts. Dividends provide a stable cash flow suitable for passive strategies. Companies like Surgutneftegaz, Norilsk Nickel, Tatneft paid dividends with yields above 10%.

How to make money on securities? It is necessary to combine these approaches, creating a balanced portfolio that includes both growth and dividend stocks.

Example of a balanced approach

Combining assets with different goals allows smoothing fluctuations and extracting benefits in conditions of an unstable market. Rational capital allocation minimizes risks and maintains profitability at a stable level.

Division by asset type and holding goal:

  1. Technologies (growth): Yandex, NVIDIA – growth over 30% in six months.
  2. Raw material companies (dividends): Lukoil, Severstal – payouts of over 12%.
  3. Funds: FXRL, VOO – diversification and risk reduction.
  4. Defensive assets: Pharma segment (Pfizer, Novartis) – stabilization in crises.

This distribution is not dependent on a single sector and is resilient to external shocks. Proportions are adjusted depending on the market phase and individual strategy.

Stock analysis: the basis for decisions

P/E ratios, EBITDA, debt levels, multiples – mandatory parameters for understanding the current price and potential. Company financial reports provide an inside view, especially in the context of seasonality or cyclicality.

How to make money on stocks in 2025 – analyze indicators manually or use services like Finviz, Macrotrends, Smart-Lab. For example, the price of Tesla securities corrected by 18% in March 2025, but the P/S remains below 6, indicating undervaluation in the context of revenue growth.

Important aspects of planning

Each purchase is not only an opportunity for growth but also a potential setback. Risk is not an abstraction but a calculated category. Some sectors declined by 40% in the 2024 quarter (for example, US media companies), and only portfolio distribution preserved capital.

To profit from a stake in a company, it is important to determine the maximum loss level per transaction, fix exit strategies. The 1:3 principle (risk:reward) remains relevant.

Investing for beginners

For a novice investor, it is critically important not to jump between instruments. The first goal is to understand the mechanics: buying and selling assets, the impact of news, price behavior.

Recommended companies: MTS, Gazprom, VK – stable dividends, predictable dynamics. The stock exchange operates daily, while the fund works in the background, the main thing is systematicity. How to make money on stocks in 2025 – not to rush, but to draw conclusions from each deal.

Stock market and debt: strategies

The stock markets of Russia and the USA show different vectors: Russian securities are subject to internal regulatory fluctuations, while American ones are sensitive to the Fed rate. Investing in currency assets helps smooth fluctuations. For example, investments in the VTI fund, covering the entire US market, yielded a total return of 27% over 12 months.

How to make money on stocks in 2025 – scale capital through funds without inflating risks. Using ETFs with international exposure reduces the impact of local events.

Yield and its realities

Focusing on yield without understanding the sources leads to distorted expectations. The average annual return on securities historically is about 8-12%. Growth leaders demonstrate results above 25%, but do not guarantee stability.

Against the backdrop of the key rate increase to 14% in Russia in the 1st quarter of 2025, securities remain attractive. This is noticeable when compared to deposits, where the rate varies within 10-11%. It is important to form a strategy with predictable potential, not relying on miraculous growth.

Emotionless – towards profit

Financial mistakes do not arise from lack of knowledge but from haste and emotional decisions. Exiting a losing position too late or buying at the peak are common errors without a strategy.

Professional participants fix losses at 3-5% and scale positions only when entry conditions are met. To make money on stocks in 2025, one must act, not guess. The fund works for the cool-headed.

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How to make money on stocks in 2025: conclusions

How to make money on stocks in 2025 – use specific data, practical solutions, discipline, and tools that have not failed in previous cycles. Analysis, diversification, risk understanding, profitability calculation, and choosing reliable companies – a unified formula. No guarantees, but a high chance of success – if the rules are followed.

 

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